Home & Renters Insurance Quotes

Homeowners Insurance

InsuranceCrest.com monitors the rates, features and financial strength of multiple home insurance products (carriers shown below). Our partnerships allow us to get you the absolute lowest rates and quality coverage. We are independent, objective and loyal to our customers - unlike other agents, we don't push one company's products over another. And remember, our service is always free.

Homeowners Insurance Basics

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

A standard homeowners insurance policy includes four essential types of coverage. They include:

  • Coverage for the structure of your home
  • Coverage for your personal belongings
  • Liability protection
  • Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster
Select your State:

AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY