Business Insurance
InsuranceCrest.com monitors the rates, features and financial strength of multiple business insurance products (carriers shown below). Our partnerships allow us to get you the absolute lowest rates and quality coverage. We are independent, objective and loyal to our customers - unlike other agents, we don't push one company's products over another. And remember, our service is always free.
Business Insurance is a broad description that can be broken down into a list of nine types of insurance policies.
- Property insurance insures against loss or damage to the location of the business and its contents.
- Casualty Insurance - Some insurers will lump property and casualty insurance together and refer to the coverage as "property and casualty" insurance.
- Liability insurance insures against liability legally imposed upon your business because of the negligence of the business or its employees.
- Your personal automobile policy does NOT cover vehicles used by your business. If your business uses vehicles or anything that is required to be titled by your state, then you need a commercial auto policy.
- Workers Compensation and State Specific Insurance for Employee Injuries.
- Business interruption insurance insures against loss or damage to the cash flow and profit of a business caused by the business being unable to operate because of interruption.
- Group Health Insurance - To be competitive, most businesses need to offer their workers health insurance.
- Life and disability insurance protects the business against the death or disability of key employees.
- Other Insurance or "Scripted" Policies.
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